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10 Smart Ways to Make Money Online

If you want to establish a side hustle, you could feel overwhelmed while investigating your possibilities. On paper, ideas like launching an internet company sound fantastic. Starting a second job is another popular strategy to supplement your income.

But, if you need money soon and have a full schedule, launching a business or taking up more work is unlikely. Additionally, it’s wonderful to start a side business that’s flexible, has no upfront costs, and doesn’t interfere with your primary employment.

Fortunately, your next money-making idea may already be at your fingertips. You may start generating money today by downloading a number of applications that pay you cash and free gift cards.

While many of these applications will not significantly increase your monthly revenue, combining many of them would.

The Greatest Apps That Really Pay You

Choosing the best money-making app is heavily influenced by your existing purchasing patterns and financial objectives. Some applications are great for generating additional money in your spare time, while others are better suited for more serious side hustlers.

In any case, select a few applications that pay money and convert your smartphone into an income generator.

Applications for Surveys and Games

Survey and game applications are good options for making money in your leisure time.

Businesses are eager to pay for your opinion and to test new mobile games. These applications require more work than cash-back reward apps, but they are ideal for utilizing when traveling or relaxing at home.

1. Survey Junkie

Several survey websites aren’t worth it since they pay very little and take months to redeem your money.

Fortunately, Survey Junkie, a leader in the paid survey industry, sets the standard for what to look for in a survey website.

After creating a free Survey Junkie account, you complete a questionnaire that helps match you to relevant surveys. This reduces your chances of being disqualified and also makes surveys more engaging. Given that many survey websites disqualify you mid-survey, wasting your time, this is a useful tool.

You can do surveys on your PC, but Survey Junkie also offers an Android and iOS app. You may pay out via PayPal, direct transfer, or free gift cards. Also, you only need $5 in your account balance to pay out, which is a reasonable amount to earn after completing multiple surveys.

For more information, see our Survey Junkie review.

2. InboxDollars

InboxDollars is another another paid survey website where you may make money in your leisure time. InboxDollars, on the other hand, offers more than surveys and allows you to make money by:

Online gaming

Using scratch-and-win tickets

Taking surveys and viewing videos

Getting money back for shopping

Testing out coupon codes

There’s also a $5 sign-up incentive. You need $30 to pay out, but the diversity of earning ways and sign-up bonus help you get there faster. Options for redemption include PayPal and cheque.

If you want additional earning alternatives than Survey Junkie and Mistplay, InboxDollars’ Android or iOS app is certainly worth checking out.

3. Swagbucks

Swagbucks is another popular site where you may earn rewards in your spare time if you enjoy the diversity of earning choices offered by InboxDollars.

According to their website, Swagbucks is one of the most well-known firms in the field, and they give out 7,000 free gift cards to users every day. Swagbucks allows you to earn points by doing the following:

Surveys and daily polls

Playing games

Installing applications

Online shopping

Viewing videos

Searching the web

Although surveys are the most regular way to earn points, Swagbucks provides some tempting cash-back benefits if you spend online at their partners.

Swagbucks is available on Android and iOS, as well as the web version. Variety in rewards is also a benefit, with alternatives such as PayPal, charity donations, and gift cards to shops such as Amazon, Walmart, Boston Pizza, Starbucks, and Best Buy.

You won’t get rich from this site, but Swagbucks does provide a range of earning opportunities that allow you flexibility over how you earn rewards.

4.Cash-Back Apps

You’re wasting money if you don’t get paid to shop. With cash-back reward applications, you can earn real money and gift cards for making common purchases on your smartphone.

Capital One Shopping

Capital One Shopping is a money-making app that isn’t your typical reward app.

Capital One Shopping, like Rakuten, provides a strong browser plugin that automatically applies discount coupons at checkout to help you save money online. But, the Android and iOS applications are also useful moneymaking tools to have on hand.

In truth, the app is just a mobile replica of Capital One Shopping’s website. You can do the following using the app:

Earn credits redeemable for free gift cards by shopping from Capital One Shopping partners.

Capital One Shopping can help you locate fantastic offers at incredible rates.

To save money, shop online using the app and use promo coupons.

Rakuten is a great option if all you want is cash back. Yet, if you’re looking for a large-ticket item, Capital One Shopping’s price comparison tool can help you save a lot of money. Earning free gift cards is an added bonus.

Capital One Shopping rewards us when you download the browser extension using the links given.

5. Drop Drop

Drop Drop is a U.S. and Canada reward program that is a must-have for every regular shopper.

Drop allows you to earn free gift cards by shopping at businesses you like. To get started using Drop, simply:

Drop is available on both Android and iOS.

Connect your Drop account to your debit and credit cards.

Look for Drop cash-back offers at your favorite brands and shops.

Get Drop points by shopping for certain deals online or in-store with your associated card.

When you achieve $25 or 25,000 points, you may exchange your Drop points for gift cards. Amazon, Boston Pizza, Starbucks, Sephora, iTunes, Gap, and a slew of other stores offer gift cards.

A $25 redemption minimum may seem high, but many Drop deals pay 100 points or more for every dollar spent. Drop also refreshes deals on a regular basis to provide new opportunities to earn.

6. Rakuten

While Rakuten is most known for its money-saving browser extension, the Rakuten app is a free software that rewards you with cash.

Rakuten’s app, like the web version, allows you to purchase online to earn cash back at thousands of stores. Additional features of the app include:

Getting cash back for Lyft rides

Cashback possibilities in-store

5% cash back at thousands of restaurants

In addition, Rakuten’s app includes mobile discounts to help you save even more money. Whatever cash back you earn is placed into your Rakuten account. As long as you have at least $5 in your account, you will be paid quarterly either check or PayPal.

7. Dosh

If you prefer applications like Drop but don’t like pre-selecting deals before purchasing to earn, Dosh is unquestionably one of the top apps that pay.

Dosh, like Drop, allows you to link your credit cards to track your expenditure. You do not, however, need to look for deals before purchasing. Dosh gives you cash back when you buy at an approved partner.

Because Dosh works with hundreds of shops, there are several ways to earn. Shop at Walmart, Macy’s, Domino’s, Sam’s Club, and Target to automatically receive cash-back rewards.

When your balance reaches $25, you may withdraw it by PayPal, Venmo, or direct deposit. This takes longer than Rakuten’s $5 minimum, but the procedure is fully passive.

8. Ibotta

If you want to save money on groceries and other necessities, Ibotta is a must-have app.

With Ibotta, you may earn cash back by activating in-store and online rebates. Like other incentive applications, you pre-select the deals you want to buy before you go shopping.

After you’re done shopping, use the in-app scanner to upload a receipt as proof of purchase. Ibotta also allows users to link loyalty cards to specific merchants, allowing you to collect points automatically.

Ibotta collaborates with hundreds of retailers, including:







Ibotta’s primary focus is on groceries and home items, but you may also receive cash back for purchasing electronics, apparel, cosmetics, and health and wellness products. After your balance reaches $20, you may redeem it using PayPal, Venmo, or numerous gift cards.

Fetch Rewards is perhaps the most user-friendly app similar to Ibotta.

Unlike other supermarket reward applications, Fetch Rewards does not complicate shopping by pre-selecting rebates and methodically constructing your food list. Instead, you shop for goods you enjoy and upload your receipt to Fetch Rewards. If a partner brand appears on your receipt, you automatically receive points.

Fetch Rewards offers dozens of brand partners, including:


Fetch Rewards collaborates with personal care brands, beer businesses, and baby items to help you save money beyond shopping.

Most gift card incentives may be redeemed for as little as 3,000 points, or $3. This means you may earn points with a single supermarket trip. Fetch Rewards allows you to redeem gift cards for Amazon, Sephora, GameStop, Old Navy, Staples, Dunkin’ Donuts, and dozens of other businesses.

10. Upside

Upside is hard to top when it comes to gas-saving applications. Using Upside, you can locate inexpensive gas stations in your region and save up to $0.25 per gallon at famous stations such as:





You may get cash back by claiming gas discounts in the Upside app. When you claim an offer, you have up to four hours to fill it out and up to 24 hours to upload a picture of your receipt as evidence of purchase. Cash back is deposited into your Upside account.

You can even get cash back at smaller food stores like Cardenas Market, Carlie C’s IGA, and Streets Market. Also, Upside is expanding its restaurant partners, so you can earn incentives for eating at Dunkin’ Donuts, Burger King, Qdoba, Popeyes, and Wendy’s.

Getting cash back for groceries and fast food is the same as claiming and submitting gas offers. After claiming those incentives, you have up to 24 hours to do grocery shopping and up to four hours to go to the restaurant.

After you earn $10, you may redeem your cash back for free gift cards to merchants such as Amazon, Best Buy, Starbucks, and Target. You can cash out sooner if you use PayPal or direct deposit, but there is a $1 fee for PayPal redemptions under $15 and a $1 cost for direct deposit redemptions under $10.

Upside allows you to combine savings from coupons and numerous cash-back credit cards or gas credit cards. But, doing so may lower your Overall cash-back winnings to account for savings from the other program, so it’s not always practical to double-dip on rewards.

However, Upside is still one of the greatest applications that pay you to buy petrol, and the inclusion of shopping and restaurant incentives is the icing on the cake.

You will get more later. Visit their website for more information.

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